Road-ready answers
Plain guides written by our agents for the questions truckers ask us every week.
Federal liability insurance minimums for trucks
The $750,000, $1 million, $5 million and $300,000 tiers, who each applies to, and what your insurer files.
Read the guide GuidePrimary liability vs bobtail (non-trucking) insurance
How coverage works when you lease onto a carrier, and what your lease has to say.
Read the guide FAQNew authority insurance questions
Filings, the 90-day window, the protest period and what to have ready.
See the answers HubCommercial truck insurance coverage types
Liability, cargo, physical damage, bobtail and more, explained in plain words.
See all coverage types ChecklistStarting a new authority: the insurance steps
What must be on file before your MC number can go active, and how to line it up early.
See the new-authority checklist ReferenceTrucking Operations Guide
18 kinds of trucking operations: what underwriters look at and the coverages usually involved.
Open the guide ExplainerWhat drives the cost of truck insurance
The factors underwriters look at and the ones you can change.
Ask an agent ExplainerFederal minimum liability, explained
The $300,000 to $5 million tiers and who each one applies to.
See the numbers How-toGetting a certificate of insurance
Existing clients: request certificates the way your welcome packet describes, or call us.
How certificates work How-toAfter an accident: the first hour
Who to call, what to photograph and what to write down before you leave the scene.
See the steps